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neo-pays

Compliance

Built for BCEAO supervision, proven by the system itself.

Screening, age and risk analysis on every operation, cases that open themselves, and funds held for exactly as long as the rule requires — not a day longer.

Compliance

The controls the regulator comes looking for.

  • KYC and KYB

    Identity verification, RCCM/NINEA, beneficial owners verified before approval.

  • Sanctions and PEP

    Every party is screened against international sanctions and politically-exposed-person lists.

  • Insert-only audit

    Every action is logged in a chain that accepts only additions.

  • Regulatory reporting

    Produced by the platform that executed the payments, never reconstructed afterwards.

  • Age verification

    Age is verified before entry, and re-verification can be requested when the evidence weakens.

  • Financial distress

    Behavioural signals that betray a customer in difficulty open a review, never a silent refusal.

  • Risk analytics

    Every operation is evaluated in tiers, each with its own time budget, and the verdict is kept with its reason.

The compliance desk

What happens when a control says no.

  • Case opening and management: a finding opens one case per subject and per family. Every state change is another row, never an edit, and a second finding attaches to it instead of creating a duplicate.
  • Funds held and released: a review hold returns the money to the merchant automatically at its deadline; a sanctions freeze is an administrative decision and does not expire.
  • What reaches you, and what cannot: financial distress, age re-verification and the commercial side of the rules arrive on your webhooks. Screening and financial-crime verdicts never do, that obligation is ours to carry, not yours.

A question about your compliance file?

Write to us: we answer with the system, not with adjectives.

Write to usSee security