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neo-pays

BCEAO instant payment

Participant in the BCEAO instant payment system.

Alias directory, requests to pay, EMVCo QR: the Union's instant payment, integrated into your flows.

Status

Mikaty SN SA is a participant in the BCEAO instant payment system; neo-pays is its product. Production-entry tests closed, slated for go-live September 2026.

You use instant payment as a neo-pays merchant: your collections and payouts run in your flows, over our participation.

Searching an alias in the directory, sending a request to pay, following its status. Illustrative data.

Capabilities

What the participant can do.

  • Alias directory

    Create, search and withdraw aliases in the system's reference directory — one alias per account.

  • Requests to pay

    Transfers and requests to pay, including grouped ones.

  • QR codes

    QR codes, static and dynamic.

  • Availability

    Both transports proven.

  • Business API

    Under mTLS.

Frequently asked

What we get asked.

Instant payment, in your flows.

Let's talk about what you collect and what you pay out.

Talk to an expertSee the dedicated IBAN